{"as_of":"2026-09","as_of_label":"September 2026","coverage":"Howard County, IN","coverage_note":"Kokomo area","disclaimer":"Market context only — not an appraisal, valuation, or offer from The 2 Mortgage Guys or Luminate Bank.","nearby":[{"city":"Kokomo","dom":"43 days","median_listing":"$188,950"},{"city":"Greentown","dom":"54 days","median_listing":"$227,400"},{"city":"Russiaville","dom":"35 days","median_listing":"$257,450"}],"sources":"Realtor.com, Redfin","stats":[{"delta":"+18.6%","delta_note":"vs last year","geo":"Howard County","key":"median_sold","label":"Median Sold Price","value":"$213,500"},{"delta":"+29.7%","delta_note":"vs last year","geo":"Howard County","key":"median_dom","label":"Median Days on Market","value":"43 days"},{"delta":"homes selling ~2% below list","delta_note":"","geo":"Kokomo","key":"sale_to_list","label":"Sale-to-List Ratio","value":"~98%"},{"delta":"+19.6%","delta_note":"vs last year","geo":"Howard County","key":"active_listings","label":"Active Listings","value":"494"},{"delta":"balanced is ~5-6 months","delta_note":"","geo":"Kokomo","key":"months_supply","label":"Months of Supply","value":"1.8"},{"delta":"+6.5%","delta_note":"vs last year","geo":"Howard County","key":"median_rent","label":"Median Rent","value":"$905/mo"}],"takeaway":"Prices are still climbing year-over-year, but the market is loosening fast: listings are up nearly 20% from last year and homes sit almost 30% longer. Buyers have negotiating room they didn't have a year ago — and sellers need realistic pricing from day one."}